A FRUGAL woman who “hates spending money” has revealed her extreme money-saving ways, including never buying toilet paper.

Kate Hashimoto, lives in New York, and has found a way of avoiding paying for almost everything in her life.

Speaking on TLC’s Extreme Cheapskates, she says: “I have lived in New York for three years, although it’s the most expensive city to live in I have found ways to get around it.

“If I have to spend money, I try and avoid it, I will try and pay as little as possible.”

With a budget of just $200 a month in living expenses, Kate finds ways to reuse whatever she can to make her money go further.

“If I am drying my hands in a public bathroom, I am drying off hands that I washed clean so I keep them and reuse them,” she explains.

Kate has never paid money for furniture, and instead sources her stuff from skips and off the street.

She says: “I furnished my place by picking up discarded furniture on the street before the trash picks it up, I have saved a couple of thousand dollars on furniture.”

Her bed is made up of old yoga mats that she has piled up to make a mattress, and she uses magazines as a dining table.

Not wishing to waste money on power, Kate avoids cooking, using her dishwasher and oven as storage space in her apartment.

And while New York may be one of the fashion capitals of the world, Kate has not interest in keeping up with the latest trends.

“I haven’t bought any clothes in eight years,” she explains, “The last time I bought underwear was 1998.”

The clothes that Kate does have get washed in her shower as the thrifty woman hasn’t done laundry for three years.

Perhaps Kate’s most unconventional money saving method is the fact that she refuses to fork out for loo roll.

“I don’t use toilet paper, I just use water and soap to wash myself off,” she explains, though her recycled paper towels also come in handy.

Extreme Cheapskates’ family heat up their food in a jacuzzi and dry their clothes in the car